Life, Health and Travel Insurance Products

Life is unpredictable. With the right insurance, you can rest easy knowing your family and your business are protected. With term or permanent life insurance, you can get help covering final expenses, protect your income and assets, build a legacy and secure your family’s financial future.

Critical illness insurance is coverage that can help Canadians or those living in Canada pay the additional costs associated with life-altering illnesses like cancer, stroke, heart attack and dementia. It provides a lump sum of money for you and your family as you cope with a critical illness and reduces financial stress so that you can focus on your recovery. 

Disability insurance is designed to replace a portion of your income if you become disabled and are unable to earn an income.  It can give you a tax-free monthly payment to help replace your income and cover your expenses if an illness or injury keeps you from working.

  Travel insurance can protect you, your family or visitors to Canada from costs that can occur due to an unforeseen medical emergency during a trip or an unexpected reason to cancel or interrupt a trip. There are plans for Visitors To Canada, Students, and  Travelling Canadians.

 Personal health insurance is coverage that can help Canadians or those living in Canada cover the cost of preventive care or medical bills due to an illness. It can help pay for several health-related expenses, including: prescription drugs, dental treatments, vision-care needs, emergency travel medical services, physiotherapy, medical equipment.

 A group benefits plan helps employees cover the cost of  things that provincial health plans may not pay for, including certain prescription drugs, dental, hospital, vision, paramedical and ambulance services.   Employees can get coverage at a reduced cost compared to most personal health plans.